Terms of Use and Disclaimer
Last updated: May 2026
⚠️ Estimates Only — This Is Not Professional Advice
All content on Payroll Decoded — including calculator results, articles, state guides, and any other materials — is provided for general informational and educational purposes only. Nothing on this site constitutes or should be treated as:
- Legal advice
- Tax advice
- Accounting advice
- Payroll advice
- HR or compliance advice
- Any other form of professional or regulated advice
Calculator results are estimates only. They are not suitable for running payroll, determining legal entitlements, filing tax returns, making compliance decisions, or any other purpose requiring accurate professional calculation. Always verify your situation with your employer, a licensed payroll professional, a qualified accountant, or your state department of labor before taking any action.
No Professional-Client Relationship
Use of this site does not create any professional-client relationship of any kind — no attorney-client, accountant-client, payroll-provider, or other professional relationship — between you and Payroll Decoded or its operators. This applies to calculator use, reading articles, submitting the contact form, or any other interaction with this site.
No Guarantee of Accuracy, Completeness, or Current Applicability
We make reasonable efforts to keep wage rates, overtime thresholds, and state rules current and accurate. However, labor laws change frequently and without notice. We cannot guarantee that any information on this site is complete, current, accurate, or applicable to your specific situation at the time you access it. Information that was correct when published may no longer reflect current law, regulations, or agency guidance.
Calculators Are General Estimation Tools — Not Payroll Systems
Our calculators are designed to help users understand how overtime and payroll generally work. They cannot account for all variables that affect real payroll calculations, including: collective bargaining agreements, tip credits, blended overtime rates, exempt status determinations, state-specific and local exemptions, employer-specific policies, or tax withholding obligations. Do not rely on our results to process actual payroll or to determine legal rights or obligations.
Verify With Official Sources Before Acting
Before making any decision about wages, overtime, payroll compliance, or employment law, verify applicable rules with official sources — including your state's department of labor, the U.S. Department of Labor (dol.gov), or a qualified professional licensed in your jurisdiction. We are not a substitute for that verification.
Limitation of Liability
Payroll Decoded and its operators are not liable for any decisions made, wages claimed, disputes filed, or actions taken based on information or calculator estimates obtained from this site. Use of this site is entirely at your own risk.
External Links
This site may link to external resources such as state labor department websites. We are not responsible for the content, accuracy, or availability of external sites.
Intellectual Property
The content on this site — including text, calculator logic, and design — is owned by Payroll Decoded. You may share and reference our content with attribution. You may not reproduce it wholesale or use it commercially without permission.
Changes to These Terms
These terms may be updated at any time without prior notice. Continued use of the site after changes are posted constitutes acceptance of the revised terms.
Questions
Questions about these terms? Contact us here.